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Is An Extended Car Warranty Worth It?

Vehicle Maintenance, Vehicle Tips

By PMC Blog Staff | 1/31/17 1:14 PM | 0 minutes to read

Ask Yourself: Is An Extended Car Warranty Worth It?

Extended Car Warranty Worth itPurchasing a new car from a dealership typically leads you to this scenario – you walk into the dealer’s office to discuss Q&As with your dealer, sign the papers closing the sale, then listen to his additional preliminaries. Then comes what could be the most overwhelming part – your dealer offers you an extended auto warranty. So, is an extended car warranty worth it?

Several questions would certainly pop out of your head once your dealer – most of the time in a passive-aggressive way, pushes you into buying an extended auto warranty. But knowing the basic questions you should ask yourself is helpful for you to fully appreciate whatever decision you may take on the offer. Here are the questions you must ask yourself when offered an extended warranty.

 

Related Topics: Buying an Extended Car Warranty | Do You Need Extended Car Warranty Coverage | PMC Offers 50% Savings

 

Is the Extended Car Warranty offer the best deal?

Extended Car Warranty Best DealThe first thing that you should check on when asking “ Is an extended car warranty worth it “, is the price. Judging the price includes its coverage as among its merits, as well as how other companies would price their own offerings with similar or better coverage's. You must then make it a point to gather all information on extended auto warranty prices in the market before making that purchase from your dealer.

As an investment tool, an extended auto warranty extends your automaker’s default bumper-to-bumper coverage for a longer period, subject to additional perks provided by the offering company that may serve as deal breakers. Keeping that in mind, that should make you understand that purchasing an extended auto warranty from your dealer shouldn’t simply be a matter of courtesy.

 

Does the auto maker back the company offering the extended car warranty?

Are extended car warranties worth it supportAlthough an extended auto warranty effectively extends the effects of your automaker’s bumper-to-bumper coverage, it’s nonetheless offered by a third-party company. For that, keep in mind that the company’s background in offering warranty products is crucial to your decision to purchase that extended auto warranty.

Getting feedback from other customers who have purchased an extended auto warranty from the same company as that offered by your dealer serves as a practical way to know more about the company’s background. If the automaker of your car itself backs the company offering the extended auto warranty, then consider that as an addition to its positive points.

 

Does the extended car warranty policy cover common expensive mechanical repairs?

Are extended car warranties worth it repairsUnderstanding whether the coverage offered under the extended auto warranty (particularly those that are add-ons to the initial bumper-to-bumper coverage) is necessary provides you with a key point for decision-making in purchasing what your dealer is offering you right there and then. For that, ask him more about the details on the coverage, and reflect on their supposed benefits. This will help you decide “ is an extended auto warranty worth it “.

Knowing whether the repairs under the extended auto warranty are fully covered or partial to a certain set of areas is also important for making a sound decision on the offer. Keep in mind as well that your intended period of usage for your car is crucial as well. If you don’t plan on using your car beyond the extended auto warranty’s terms, then why bother?

 

Related Topics: Whats the Difference | Extended Car Warranty Costs | Online Self-Service Portal

 

Do you stand to lose more if you do not purchase an extended car warranty?

Are extended car warranties worth it price costMassaging the pains of regret felt for not purchasing the extended auto warranty from your dealer should be done in advance – just right before you put pen on paper on the deal. Keep in mind that the same deal set by the dealer in front of you might come at a more expensive rate should you opt for it in the future, what with the time-exclusive discounts and other perks that may come with it.

If you don’t stand to lose more from opting not to purchase the extended auto warranty, then you should have no reason to ponder much of any purported losses. One way to deal with that is to research on your car’s reliability – mainly from consumer information publications. Your decision to purchase the extended auto warranty would hinge on the feedback from your research.

 

Does your repair and maintenance track record necessitate an extended car warranty?

asking are extended car warranties worth itLastly, keep in mind that an extended auto warranty can only be as useful insofar as your repair and maintenance track record fits the profile for maximizing its coverage. Understand that such record holds the key for determining the kinds of repair and maintenance regimens that may be financially cushioned by the extended auto warranty, which in turn deems it a worthy purchase.

Looking at your out-of-warranty costs serve as a useful way for determining whether it’s necessary to purchase an extended auto warranty in the first place. If you tend to spend so much on out-of-warranty costs more than on items covered by the extended auto warranty, then you might end up going for an unworthy purchase. For that, it’s best to shop for other warranty options elsewhere. Is an extended auto warranty worth it? We think yes.

 

Consider an Extended Car Warranty with PMC! Discover your best rate today!

Protect Your Car With A Free Extended Car Warranty Quote

This is where Protect My Car comes in. Ranked as one of the Top 5 extended warranty plan companies by Consumer Affairs, Protect My Car offers affordable, flexible warranty plans that fit a wide range of budgets and situations. And, if you become a part of PMC’s unique Ambassador Policy, you can take advantage of great perks like free 24/7 roadside assistance, rental car reimbursement, discounted repairs, and free oil changes to name a few.

Extended car warranties are not the right option for everyone. It can be, however, a fantastic way to secure peace of mind and potentially save thousands on costly repairs. Protect My Car provides numerous extended warranty options that put you, the customer, first. If you’re thinking about opting for that extended warranty you heard about, then see your rate RIGHT NOW with a FREE EXTENDED CAR WARRANTY QUOTE from PMC!

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